Money Insurance
How often word gets out about a robbery at a store, a new customer takes money from a bank or even the bank's own branch office. We also heard a lot of money robberies when the money was being sent from one place to another, for example from a bank's branch office to the bank's head office or from a bank's head office to Bank Indonesia. PT. Asuransi Cakrawala Proteksi provides protection against loss of cash, bank notes, money orders and checks, both due to the opening of the safe room where the money is stored or due to robbery during shipment
What are the risks that are guaranteed?
- Money in a Safe (Cash in Safe) / Money in a Trip (Cash in Transit)
- Forced loss / damage of money in a safe / strong room / safe Loss / loss of money incurred during the transfer from the insured to another place mentioned in the policy or vice versa
- Robbery
What are the risks that are not guaranteed?
- Consequential or continued loss
- Loss or deficiency due to currency depreciation or fluctuation
- Losses due to dishonesty and theft by the Insured employee
- Losses due to arithmetic errors
- Occurs without coercion or physical loss
- Losses due to vehicles that are not guarded and / or unlocked
- War, rebellion and the like
What things are taken into account in determining the rate / premium rate?
- Storage location
- The amount of money saved
- The business carried by the insured
- Occupation and building construction
- Vault type
- Shipping route